شناسایی عوامل مؤثر بر بهبودگی مالی با استفاده از روش فراترکیب

نوع مقاله : مقاله پژوهشی

نویسندگان

1 دانشجوی دکتری جامعه‌شناسی دانشگاه تبریز، تبریز، ایران

2 استاد گروه جامعه‌شناسی دانشگاه تبریز، تبریز، ایران

3 دانشیار گروه جامعه‌شناسی دانشگاه تبریز، تبریز، ایران

چکیده

بهبودگی مالی موضوع مورد علاقه رشته‌های مختلف، به ویژه اقتصاد، جامعه‌شناسی و روان‌شناسی است. بهبودگی مالی به‌طور عام، می‌تواند در حوزه جامعه‌شناسی مالی و اقتصادی کاربرد بالایی داشته باشد. با این حال، هیچ تعریف یا اندازه‌گیری مورد توافق جهانی و هیچ شفافیتی در رابطه با مفهوم‌سازی و مؤلفه‌های آن و همچنین عوامل مرتبط با آن وجود ندارد؛ لذا هدف اصلی این پژوهش شناسایی عوامل مؤثر بر بهبودگی مالی و تبیین نحوه ارتباط این عوامل می‌باشد. برای این منظور از روش فراترکیب استفاده شده است. جامعه آماری، کلیه مطالعات انجام گرفته در بازه زمانی 2021-2005 می‌باشد، در این راستا 171 مقاله در زمینه موضوع موردنظر ارزیابی و در نهایت 43 مقاله به صورت هدفمند انتخاب گردید. با بررسی این 43 مقاله منتخب در نهایت 86 مؤلفه و در قالب 14 مفهوم و چهار مقوله اصلی تحت عنوان عوامل فردی، عوامل زمینه‌ای، جامعه‌پذیری مالی و سواد مالی شناسایی شد. نتایج تحلیلی نشان می‌دهد که عوامل شناسایی شده در پژوهش حاضر در ارتباط با هم عمل کرده و سهم هر یک از آنها در جای خود مهم است و به منظور ارائه یک مدل جامع از بهبودگی مالی باید به نقش همه این عوامل توجه شود؛ اما با بررسی 43 تحقیق انجام گرفته در این زمینه، سهم جامعه‌پذیری مالی در میان چهار عامل اصلی شناسایی شده در شکل‌گیری بهبودگی مالی مؤثرتر است؛ زیرا از نظر تئوریکی و مدل مفهومی بهبودگی مالی، سازه جامعه‌پذیری مالی نسبت به سایر سازه‌های تأثیرگذار بر بهبودگی مالی مقدم‌تر است.

کلیدواژه‌ها

موضوعات

عنوان مقاله [English]

Identify the Factors Affecting Financial Wellbeing Using the Meta-Synthesis Method

نویسندگان [English]

  • daryoush mohammad pour 1
  • MOHAMMAD ABBASZADEH 2
  • Tavakkol Aghayari Hir 3
  • mohammad bagher alizadeh aghdam 2
1 PhD student of Sociology, Tabriz University, Tabriz, Iran
2 Professor of Sociology Department, Tabriz University, Tabriz, Iran
3 Associate Professor, Department of Sociology, Tabriz University, Tabriz, Iran
چکیده [English]

Financial wellbeing is a topic of interest in various disciplines, especially economics, sociology and psychology. Financial wellbeing in general can be used in the field of financial and economic sociology. However, there is no universally agreed definition or measurement, and no transparency regarding conceptualization and its components, as well as related factors; Therefore, the main purpose of this study is to identify the factors affecting financial wellbeing and explain how these factors relate. For this purpose, the meta-synthesis method has been used. The statistical population is all studies conducted in the period 2005-2021, in this regard, 171 articles in the field of the subject were evaluated and finally 43 articles were selected purposefully. By reviewing these 43 selected articles, 86 components were finally identified in the form of 14 concepts and four main categories under the headings of individual factors, contextual factors, financial socialization and financial literacy. Analytical results show that the factors identified in the present study are related and the contribution of each of them is important in order to provide a comprehensive model of financial wellbeing, the role of all these factors should be considered; But by reviewing 43 studies in this field, the contribution of financial socialization among the four main factors identified is more effective in shaping financial recovery; Because theoretically and conceptually model of financial recovery, the structure of financial socialization is prior to other structures affecting financial wellbeing.

کلیدواژه‌ها [English]

  • Financial-Wellbeing
  • Financial Literacy
  • Financial Socialization
  • Meta-Synthesis

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توسعه اجتماعی
دوره 18، شماره 4 - شماره پیاپی 72
دوره 18، شماره 4، تابستان 1403
شهریور 1403
صفحه 93-132

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